Student Health Insurance
Sam Houston State University strongly encourages its
students to maintain health insurance coverage while attending college. SHSU offers its students the option of obtaining insurance
through Academic
HealthPlans.
Coverage under this policy is required
for international students unless the student can show proof of coverage through an embassy or U.S. employer plan. The university automatically charges international students for the student health insurance plan when they register for classes. International students with equivalent coverage through an embassy or U.S. employer plan should follow the instructions listed below to obtain a waiver.
Additional information regarding the student health
insurance is available by clicking the link above or calling the Student Health Center at 936-294-1805.
Instructions for Obtaining a Waiver
The deadline to receive an insurance waiver is the 12th class day of the fall and spring semesters. The deadline to receive a waiver for the summer is the third class day of the first summer session. Students will not receive waivers after the deadline. Therefore, students should begin the process as soon as possible . Only students with documentation of an embassy or U.S. employer health insurance plan that meets specified requirements are eligible to receive an insurance waiver. An embassy plan, for the purpose of waiver requirements, is defined as a plan that provides health insurance benefits guaranteed by the student’s home country through an embassy located in the U.S. A U.S. employer plan, for the purpose of waiver requirements, is defined as a plan that provides health insurance through a company that maintains operations in the U.S. and has an office in the U.S. that is able to verify the insured’s coverage. Students must resubmit documentation of their current coverage each fall semester.
- Obtain documentation clearly indicating that the coverage meets each of the requirements listed below. All of the information must be in English. The plan must be an embassy or U.S. employer plan as defined above with a U.S. contact that can verify insurance coverage. Additionally, the plan must meet the following requirements:
- $50,000 per injury or illness
- $7,500 for repatriation and $10,000 for medical
evacuation (available for $60/year)
- deductible of $500 or less
- co-insurance less than 25%
- Acceptable Insurance Company Rating indicating
one of the following: (embassy plans are exempt from this requirement)
A.M. Best rating of A- or above
ISI rating of A- or above
Standard & Poor's Claims-Paying Ability
rating of A- or above -or-
Weiss Research, Inc. rating of B+ or above
- Present the documentation at the Health Center.
- Read and sign the Certification
of Documentation / Agreement to Maintain Coverage
form. This form will be given to the student when
they present their documentation of coverage.
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