EXERCISE 7-4

 

(a)      Weaknesses

 

(b)      Suggested Improvement

 

 

 

1.       Checks are not prenumbered.

 

Use prenumbered checks.

 

 

 

2.       The purchasing agent signs checks.

 

Only the treasurer’s department personnel should sign checks.

 

 

 

3.       Unissued checks are stored in unlocked file cabinet.

 

Unissued checks should be stored in a locked file cabinet with access restricted to authorized personnel.

 

 

 

4.       Purchasing agent approves

          and pays for goods purchased.

 

Purchasing should approve bills for payment by the treasurer.

 

 

 

5.       After payment, the invoice is filed.

 

The invoice should be stamped PAID.

 

 

 

6.       The purchasing agent records payments in cash disbursements journal.

 

Only accounting department
personnel should record cash
disbursements.

 


EXERCISE 7-4 (Continued)

 

(a)      Weaknesses

 

(b)      Suggested Improvement

 

 

 

7.       The treasurer records the checks in cash disbursements journal.

 

Same as answer to No. 6 above.

 

 

 

8.       The treasurer reconciles the bank statement.

 

An internal auditor should reconcile the bank statement.

 

 

EXERCISE 7-5

 

(a)      Cash balance per bank statement..............................................                                           $3,660.20

          Add:   Deposits in transit.............................................................                                              590.00

                                                                                                                                                         4,250.20

          Less:  Outstanding checks..........................................................                                              730.00

          Adjusted cash balance per bank................................................                                           $3,520.20

 

          Cash balance per books.............................................................                                           $3,975.20

          Less:  NSF check........................................................................                $430.00                             

                         Bank service charge....................................................                   25.00                   455.00

          Adjusted cash balance per books...............................................                                           $3,520.20

 

(b)      Accounts Receivable..............................................................................             430.00

                    Cash.............................................................................................                                   430.00

 

          Miscellaneous Expense..........................................................................               25.00

                    Cash.............................................................................................                                     25.00

 

EXERCISE 7-10

 

HANOVER COMPANY

Cash Budget

For the Two Months Ending February 28, 2001

                                                                                                                                                                     

 

 

 

January

 

February

 

 

 

 

 

Beginning cash balance........................................................................

Add:   Receipts

               Collections from customers.....................................................

               Sale of securities.....................................................................

               Total receipts...........................................................................

Total available cash...............................................................................

Less:  Disbursements

               Payments to suppliers.............................................................

               Direct labor..............................................................................

               Manufacturing overhead.........................................................

               Selling and administrative expenses......................................

               Total disbursements................................................................

Excess (deficiency) of available cash over

  disbursements....................................................................................

Financing

          Borrowings...................................................................................

          Repayments.................................................................................

Ending cash balance..............................................................................

 

$46,000

 

70,000

7,000

77,000

123,000

 

40,000

30,000

20,000

14,000

104,000

 

19,000

 

1,000

      0

$20,000

 

$20,000

 

155,000

0

155,000

175,000

 

75,000

40,000

29,000

18,000

162,000

 

13,000

 

7,000

         0

$20,000

 

 

EXERCISE 7-11

 

The cash to daily cash expenses ratio is calculated by first calculating average daily cash expenses:

 

           = 18.9 million per day.

 

Then cash on hand is divided by average daily cash expenses:

 

           = 28.6 days.

 


 

Free cash flow is calculated as:

 

          $1,251 – $133 – $1,031 = $87 million.

 

Texas Instruments’ cash on hand is adequate. It has enough cash on hand
to pay for 28.6 days of expenses. Its free cash flow is very satisfactory. It generated enough cash from its operating activities to pay for its capital expenditures and has enough left over that it could either expand operations
or increase dividends.

 

 

*EXERCISE 7-12

 

Oct.        1       Petty Cash..................................................................................                 100

                                Cash.................................................................................                                       100

 

            31       Office Supplies...........................................................................               28.10

                      Miscellaneous Expense..............................................................               16.40

                      Postage Expense........................................................................               41.30

                      Freight-out..................................................................................                 6.80

                      Cash Short and Over..................................................................                 1.00

                                Cash.................................................................................                                     93.60

 

                      Petty Cash..................................................................................                 100

                                Cash.................................................................................                                       100

 

 

 

PROBLEM 7-3A

 

 

(a)                                                                      GRACE COMPANY

                                                                        Bank Reconciliation

                                                                              July 31, 2001

                                                                                                                                                                     

 

          Cash balance per bank statement................................................                                         $7,695.80

          Add:   Deposits in transit...............................................................                                          1,819.60

                                                                                                                                                         9,515.40

          Less:  Outstanding checks............................................................                                          1,480.10

          Adjusted cash balance per bank..................................................                                         $8,035.30

 

          Cash balance per books...............................................................                                         $6,815.30

          Add:   Collection of note receivable

                           ($1,800 plus accrued interest $68,

                            less collection fee $10)..............................................                                          1,858.00

                                                                                                                                                         8,673.30

          Less:  NSF check..........................................................................              $550.00                             

                         Error in recording check No. 2480..................................                 63.00                             

                         Bank service charge......................................................                 25.00                   638.00

          Adjusted cash balance per books.................................................                                         $8,035.30

 

 

(b)      July      31       Cash                                                                                                   1,858

                                Miscellaneous Expense..........................................................                 10

                                          Notes Receivable.........................................................                               1,800

                                          Interest Revenue..........................................................                                   68

 

                      31       Accounts Receivable—R. Close..............................................              550

                                          Cash.............................................................................                                 550

 

                      31       Accounts Payable—J. Brokaw................................................                 63

                                          Cash.............................................................................                                   63

 

                      31       Miscellaneous Expense..........................................................                 25

                                          Cash.............................................................................                                   25

 


 

PROBLEM 7-4A

 

 

(a)                                                                     ZURICH COMPANY

                                                                        Bank Reconciliation

                                                                         November 30, 2001

                                                                                                                                                                     

 

          Balance per bank statement...................................................                                             $17,394.60

          Add:   Deposits in transit.........................................................                                                1,225.00

                                                                                                                                                        18,619.60

          Less:  Outstanding checks

                           No. 2451...............................................................               $1,260.40                               

                           No. 2472...............................................................                  426.80                               

                           No. 2478...............................................................                  538.20                               

                           No. 2482...............................................................                  612.00                               

                           No. 2484...............................................................                  829.50                               

                           No. 2485...............................................................                  974.80                               

                           No. 2487...............................................................                  398.00                               

                           No. 2488...............................................................                  800.00                   5,839.70

          Adjusted cash balance per bank............................................                                             $12,779.90

 

          Balance per books..................................................................                                             $11,133.90

          Add:   Note collected by bank................................................                                                1,905.00

                                                                                                                                                        13,038.90

          Less:  Check printing charge..................................................                   $70.00                               

                         Error in recording check

                           No. 2479 ($1,750 – $1,570).....................................                   180.00                               

                         Error in 11-21 deposit

                           ($2,954 – $2,945)...................................................                       9.00                     259.00

          Adjusted cash balance per books...........................................                                             $12,779.90

 

 

(b)      Nov. 30 Cash              ....................................................................................            1,905

                                 Miscellaneous Expense.........................................................                 15

                                           Notes Receivable.........................................................                               1,800

                                           Interest Revenue.........................................................                                 120

 

                       30       Miscellaneous Expense.........................................................                70

                                           Cash............................................................................                                  70

 

          Nov.      30       Accounts Payable..........................................................................         180

                                           Cash....................................................................................                         180

 

                       30       Accounts Receivable.....................................................................            9

                                           Cash....................................................................................                            9