• SamWeb iconSamWeb
  • My Sam iconMy Sam
  • E-mail iconE-mail
  • SHSUOnline | Blackboard

Fast Links

Financial Aid



Semester Loans FAQs

What is an semester loan?

     A semester loan, also known as an emergency loan or an ETFL, it is a short-term funding option to assist with educational expenses. These loans are approved and disbursed through the University and they differ from Federal Direct Loans.

What types of loans are available?

     Semester loans are available for the following expenses:


What items are covered by semester loans?

Is there interest associated with a semester loan?

     There is a small interest charge associated with semester loans.

What are the requirements for semester loans?

     There are University eligibility requirements for semester loans.

How do semester loans work?

     Prior to receiving a semester loan for a Fall or Spring semester, University charges (tuition & fees, and related expenses) must be in installments. (Note: Installment options are available for Fall/Spring semesters only.)

A semester loan for the Summer semester will be for the full tuition & fees balance.

     If applying for multiple loan types, each one must be done individually.

Who may apply for semester loans?

How many semester loans can I apply for?

      Students may apply for 1 or 2 loan types per semester.  A student may receive multiple Tuition & Fees, (i.e. one for each installment) that do not count against the 2 loan maximum.

How does a semester loan apply to my outstanding balance?

     Semester loans apply automatically to any outstanding balance.  Please allow 1-2 hours for the loan(s) to apply depending on loan volumn.  Please view your Fee Statement to verify that the loan has been applied to your balance.

It is the responsibility of the student to ensure that the loan has been signed, and has applied by payment due date!

How can I apply for an semester loan?

    Semester Loan Application Instructions

How do I reprint a note that has already been signed?

    Printing a Signed Semester Loan


Sam Houston State Logo

Sam Houston State University | Huntsville, Texas 77341 | (936) 294-1111 | (866) BEARKAT Member TSUS
© Copyright Sam Houston State University | All rights reserved. | Contact Web Editor