The OneAccount is meant to be used for free.  If you track your purchases, are careful to not overdraw, and remember to "Swipe and Sign," you should be able to use your OneAccount for free.  Higher One has created a guide to help you manager your finances - How to Use the OneAccount for Free.

Like all checking accounts, there are some normal fees associated with extra services.  Higher one baes their fees to be competitive versus other free checking accounts.  If you want to understand what a particular fee is and when it might be incurreed, just click on the orange link and you will be taken to an explanaation.

OneAccount Fee Schedule as of August 25, 2006